If, while racing, another driver hits you and forces you off the track to overtake, often causing you to crash into the barriers, and the system penalizes you with a significant loss—even greater than the one received by the actual culprit—it's because these situations aren't being handled correctly. Add to that the fact that there's no penalty even if you report the incident. I'm talking about daily races, not paid championships.
The problem with all of this is that it's unfair to the victim and beneficial to the offender, and the competition loses its essence.
Personally, I know what to expect and I compete knowing the score and what to expect. I reset my mindset every day. Best regards.